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Does your financial life match your Values?

How will you pay for the life you want in retirement? Use this worksheet to help you estimate your cash flow to cover your ”have-to-haves” and ”nice-to haves.”

2 Your Essential Expenses (monthly) [ ? ]
Housing $
Groceries $
Clothing $
Transportation $
Insurance $
Health care $
Utilities $
Other $
TOTAL $

2 Your Known Income (monthly) [ ? ]
Social Security $
Pensions $
Income Annuities $
Other $
TOTAL $
  Known
Income		   Essential Expenses Do you have a gap? [ ? ]
- =

It is important to understand that the information provided to you in this analysis is based solely on financial assumptions you have supplied. Even a small change in the assumptions used could produce significant changes in the outcome(s) shown.

3 Your "Nice to Haves" [ ? ]
Dining Out $
Travel $
Fun $
Gifts to Others $
Other $
TOTAL $

4 Your Assets to Pay for "Nice to Haves" [ ? ]
Other retirement saving accounts (IRAs, 401(k)) $
Personal savings (CDs, mutual funds, stocks) $
Deferred annuities $
Other income $
Other cash assets $
TOTAL $

Multiply this total by the amount you'll take each year, for example: 3%, 4%

x % =
  Assets to
Pay for
"Nice-to-
Haves"		    "Nice-to-
Haves"		    Do you have a gap? [ ? ]
- =

It is important to understand that the information provided to you in this analysis is based solely on financial assumptions you have supplied. Even a small change in the assumptions used could produce significant changes in the outcome(s) shown.

108767 4/25/12